It's easy for the person who has done nothing to do no wrong.
The person who never started a business hasn't made unethical decisions for profit. The person who never entered a relationship hasn't betrayed trust. The person who never held power hasn't abused it.
This pristine record is meaningless – like my 0-0 boxing record. I'm technically undefeated with fewer losses than Mike Tyson. But virtue isn't measured by avoiding difficult situations, it's proven by how you act when facing them.
The hardest choices come when you're deeply invested: when doing right means losing money, status, or relationships. Having clean hands because you've never entered the arena isn't moral superiority – it's spectating, and spectators usually die wondering 'what if?'